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10/10/2025

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LAWIN.news

PNB Reports 12% Earnings Growth Fueled by Loan Demand

by Mae De Vera, LAWIN.news October 28, 2024
written by Mae De Vera, LAWIN.news October 28, 2024
Philippine National Bank
235

Philippine National Bank (PNB), under the leadership of the Lucio Tan family, announced a 12% increase in earnings for the first nine months of the year, reaching P15.1 billion. This growth is attributed to a surge in loan demand.

PNB reported that its net interest income rose by 10% to P36.5 billion. The bank cited an increase in its loan portfolio as a significant factor in this growth. PNB has seen greater activity in its lending operations, which has contributed to its overall earnings.

The bank’s performance reflects the broader economic environment, which has encouraged borrowing from both individual and business customers. PNB’s ability to generate income through interest on loans has positioned it well to capitalize on this demand.

PNB also indicated that its initiatives to expand its loan offerings have been successful in attracting a diverse range of clients. The bank has focused on enhancing its lending products to better serve both retail and corporate clients. This strategy has played a role in the marked increase in loan approvals.

Investment in technology and improved customer service are some of the measures PNB has taken to support its growth. The bank has implemented new systems to streamline the loan application process, making it easier for customers to access funds. This innovation aims to meet the needs of a fast-evolving market.

In addition to increased loan activity, PNB highlighted its efforts in managing operational costs effectively. By keeping expenses in check, the bank has been able to maintain robust profitability while investing in growth initiatives. This balanced approach has allowed PNB to strengthen its financial position.

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Mae De Vera, LAWIN.news

Mae De Vera is a passionate advocate, creative professional, and entrepreneur. A graduate of Political Science from Saint Louis University and a law student of Arellano University, Mae is dedicated to empowering marginalized communities through outreach programs and advocacy. With a background in digital artwork, event flyer design, ESL teaching, and business management, Mae brings a versatile skill set to her endeavors. She also embraces her love for nature through farming, integrating sustainability into her life. Mae’s leadership experience as a consistent school student leader reflects her commitment to making a difference. Today, she combines her creativity, advocacy, and entrepreneurial spirit to create impactful stories and initiatives that inspire change. Disclaimer: The views and beliefs expressed by the author do not necessarily represent those of LAWIN.news, its management, editorial board, or staff.

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